Enter a hypothetical annual return and inflation rate. This arithmetic model does not forecast gold prices or use a historical asset-return dataset.
Content reviewed: October 2, 2026. Rates and amounts have no preset investment recommendation.
Enter your scenario
How the scenario works
Nominal value = starting investment × (1 + annual return) raised to the number of years. Inflation-adjusted value divides that result by (1 + annual inflation) raised to the same number of years.
The rates stay constant. There are no added contributions, withdrawals or separately modelled fees and taxes. If you enter a net return assumption, record what costs it includes. A smooth annual growth calculation does not show the volatility or losses along the way.
Try unfavorable and favorable assumptions rather than treating a single rate as an expected outcome. Physical gold produces no interest or dividends; an assumed annual price change is an input, not a promised yield.
Read gold ownership choices and use the written-quote fee worksheet to examine costs separately.
Featured precious-metals companies
Our commercial partners receive prominent commercial placement. We may earn compensation through their links. Their placement and the calculator result do not establish investment suitability or verified performance.
Augusta Precious Metals
Request products and complete written charges.
American Hartford Gold
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Goldco
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GoldenCrest Metals
- Up to $25,000 in free silver on qualifying purchases — call for details.
- Up to 25 years of free IRA storage on qualifying purchases — call for details.
Eligibility and written terms apply.
The company directory also includes Advantage Gold, Birch Gold Group, Noble Gold Investments, Preserve Gold and Priority Gold with official links.